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Time Advice Financial

Financial Advice Made for You

Time Advice helps business owners, executives and families organise their financial world and pursue their ideal life.

We do this with a combination of in-house financial advisory expertise whilst collaborating with trusted, complementary services from our own professional network.

Words from our clients

With a full service financial advisory capability, we help clients in:

1. Wealth accumulation – across all asset classes including property, shares and your own business;

2. Retirement planning – both before and after you retire;

3. Wealth protection strategies – covering your personal and business risks.

Specific areas we focus on can include:

Superannuation – is a Self Managed Super Fund an appropriate way for you to boost your retirement savings? Is contributing more into super affordable and advisable for you? Is your super structured according to your investment risk profile? Are you paying a fair ongoing fee for guidance and advice on your super?

‘Non-super’ Investment advice – including asset allocation across cash, fixed interest, listed property, Australian shares and International shares. Will your investing support your lifestyle needs before and after your retirement? What are the tax implications of your investments? Are your investments appropriate to your risk appetite?

Succession planning – with a particular emphasis on insurable exits including ‘buy/sell’ and ‘key-person’ risk. What would happen to your equity in your business if you were to pass away prematurely or become totally and permanently disabled? How would your business perform if you or your partner(s) were no longer able to work in the business ? Who does the keyperson risk within your business sit with and have you covered those risks off?

Our Financial Services Process

Our Financial Services Process

Time Advice Pty Ltd. ABN 53 148 173 746 trading as Time Advice Financial is an authorised representative of Financial Wisdom Limited ABN 70 006 646 108 AFSL 231138. Financial Wisdom is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia.

Andy Gowers

Stop what you’re doing and take a moment.

Imagine what it would be like to not have to think about your finances.

Take a half-hour coffee break with our Founder and Director, Andy Gowers, to discuss how you can live the life you want. We’ll do the hard work for you, but it starts with a conversation.  

We’ll also be sending out regular emails with invitations to exclusive events and industry updates to make sure you’re on top of the issues that affect you and your business.