Financial Services Guide

We are required by law to give you a Financial Services Guide (FSG), that helps educate, protect and assist you to make an informed decision about the financial services we offer.

Important Information

CFG Advice Pty Ltd is responsible for financial planning advice provided by Time Advice as an Authorised Representative. Please refer to the Financial Services Guide (FSG) for the scope of our authority under CFG Advice Pty Ltd. CFG Advice Pty Ltd is not affiliated with nor does it endorse other business activities conducted by Time Advice.

Any advice in securities and certain other investment advice is provided by Time Advice in its capacity as an authorised representative of CFG Advice Pty Ltd. CFG Advice Pty Ltd is responsible for the actions of any advice provided by Time Advice while we are acting on behalf of CFG Advice Pty Ltd.

You can identify when we are acting on behalf of CFG Advice Pty Ltd because the advice will be provided on letterhead clearly identifying CFG Advice Pty Ltd. CFG Advice Pty Ltd is not affiliated with nor does it endorse any of the other business activities conducted by Time Advice.

Your decision to deal with Time Advice in our other business capacities is made independent of our involvement with CFG Advice Pty Ltd and we advise that CFG Advice Pty Ltd is not responsible or liable in whole or in part of our actions and advice in our other business activities.

Andy Gowers

Stop what you’re doing and take a moment.

Imagine what it would be like to not have to think about your finances. Take a half-hour coffee break with our Founder and Director, Andy Gowers to discuss how you can live the life you want.

We’ll do the hard work for you, but it starts with a conversation.